I fan a friend some money for some shared expenses. I supplied Fidelity’s digital bill payment business to salary him since he doesn’t have a PayPal account and I was as well lazy to find an envelope and also a stamp.

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A few weeks passed and also I tho don’t watch the examine hitting my account. Fidelity provides CheckFree for digital bill payment. For personal payees not set up to receive electronic payments, CheckFree problems a document check to the payee. CheckFree debits mine account just after that document check clears.

I to be worried that CheckFree didn’t concern the inspect as ns instructed. As soon as I saw my girlfriend again, ns asked the if he had actually received the check. He stated he did obtain a check yet he wasn’t certain what the was. He was afraid it was a scam.

I got curious in what made the think it might be a scam. For this reason I offered the mechanism to pay myself. A check arrived few days later. It came by chin in an envelope, through no accompanying letter. The envelope just says Payment Processing center with a PO box in Hickory, NC.

The inspect looks like this:

*

For evident reasons i whited the end the identifying information and also replaced them with markers. The surname and deal with of the person who’s paying the bill (“payor”) present up in (1). The optional note the payor gotten in with the bill payment is printed in (2). The payee’s name and address show up in (3).

There is a “Please Direct any kind of Questions” section in the top center of the check. That lists a toll cost-free number 877-246-7923 and an address:

Payment processing CenterPO crate 1029Hickory, NC 28603-1029

If you doubt it’s a scam, you are not walking to contact that toll cost-free number.

This inspect is of food legit. I understand it since I made the virtual bill payment and also I knew it to be coming. If someone simply receives it the end of the blue, i see how it have the right to be suspicious.

If you obtain a inspect like this, don’t litter it away! If you are not sure whether it’s legit, call the human whose surname and attend to are shown on the height left the the check.

If you usage online invoice payment business from your financial institution to pay her friend or family, just how do you make them more comfortable and not fear them?

Give lock a heads-up. ~ you do the payment, tell lock a inspect is coming in the mail in a couple of days. Tell castle it’s comes from a invoice payment service; it’s not going to be a an individual check native you. Tell castle the amount.

I believed the examine would be obvious to mine friend. Ns was wrong.

Enter a note/memo. Encompass a an individual note or memo as soon as you execute the online bill payment. The keep in mind may assist the payee acknowledge what the check is for.

I did encompass a note, however the font because that the keep in mind isn’t very large on the check. My friend supposedly missed it.

Can the invoice payment organization make it far better for the payee? ns think so. A letter would certainly be nice. “So-and-so provided our virtual bill payment business to salary you $XXX.XX. It’s for blah-blah-blah. If friend have any type of questions about this check, please call so-and-so in ~ .” That’ll carry out it.

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